:root{--navy:#071022;--blue:#0d2242;--gold:#c89b3c;--ivory:#f6f0e4;--ink:#101827;--muted:#5b6471}*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff}a{color:inherit}.top{background:var(--navy);color:#fff;position:sticky;top:0;z-index:10}.top-inner{max-width:1120px;margin:auto;padding:14px 22px;display:flex;align-items:center;gap:18px}.top img{width:132px;height:auto}.top nav{margin-left:auto;display:flex;gap:18px;align-items:center}.top nav a{text-decoration:none;font-size:.9rem}.top .cta{background:var(--gold);color:#08101d;padding:10px 14px;border-radius:999px;font-weight:750}.hero{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff}.hero-inner{max-width:1120px;margin:auto;padding:88px 22px 78px}.kicker{letter-spacing:.16em;text-transform:uppercase;color:#e8c874;font-weight:750;font-size:.78rem}.hero h1{font-family:Georgia,serif;font-size:clamp(2.45rem,7vw,5.4rem);line-height:.98;max-width:920px;margin:18px 0 24px}.hero p{max-width:760px;font-size:1.18rem;line-height:1.7;color:#e3e8f1}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.btn{display:inline-flex;padding:13px 18px;border-radius:999px;text-decoration:none;font-weight:760}.btn-gold{background:var(--gold);color:#071022}.btn-line{border:1px solid #9eabc1;color:#fff}.breadcrumbs{max-width:1120px;margin:auto;padding:18px 22px;font-size:.86rem;color:#616b78}.content{max-width:1120px;margin:auto;padding:24px 22px 72px;display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:48px}.content h2{font-family:Georgia,serif;font-size:2rem;margin-top:42px}.content p,.content li{line-height:1.75}.steps{counter-reset:step;list-style:none;padding:0}.steps li{counter-increment:step;padding:18px 0 18px 58px;position:relative;border-bottom:1px solid #e5e7eb}.steps li:before{content:counter(step);position:absolute;left:0;top:15px;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:800}.faq details{border-top:1px solid #d9dde3;padding:18px 0}.faq summary{cursor:pointer;font-weight:780}.faq p{color:var(--muted)}.side{background:var(--ivory);padding:24px;border-radius:20px;height:max-content;position:sticky;top:90px}.side h2{margin:0 0 8px;font-size:1.45rem}.side a{display:block;margin-top:12px}.related{background:#f5f7fa;padding:64px 22px}.related-inner{max-width:1120px;margin:auto}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{background:#fff;border:1px solid #dde2e9;border-radius:16px;padding:22px;text-decoration:none;font-weight:750}.card small{display:block;color:#59616d;margin-top:8px;font-weight:600}.footer{background:var(--navy);color:#fff;padding:46px 22px}.footer-inner{max-width:1120px;margin:auto;display:flex;justify-content:space-between;gap:28px;flex-wrap:wrap}.footer a{color:#fff}.legal{font-size:.84rem;color:#bbc4d4;max-width:680px}@media(max-width:780px){.top nav a:not(.cta){display:none}.content{grid-template-columns:1fr}.side{position:static}.cards{grid-template-columns:1fr}.hero-inner{padding-top:64px}.hero h1{font-size:clamp(2.4rem,12vw,4rem)}}